If an HOA charge does not make sense to you, start by gathering the documents behind it. A clear record helps separate a question about authority from a question about notice, calculations or payments.
Georgia Consumer Ed’s guidance points homeowners to their association’s governing documents when examining a dues increase. That is useful starting context, not a complete answer for every association or a substitute for checking current law and the facts of a dispute.
Make one document packet
- The recorded declaration or covenants, amendments, bylaws and the relevant rules. Keep dates and versions visible.
- The charge notice, envelope or delivery record, account ledger and any explanation of the amount. Mark whether you are questioning regular dues, a special assessment or another charge.
- Your payment receipts, correspondence and any relevant meeting notice or minutes. Keep originals and make a separate, short timeline.
- A one-sentence question: for example, “What authorises this amount?” or “Which notice was given?” Record any stated response date, hearing or other deadline.
Useful resources
Georgia Consumer Ed: HOA dues increases — offers dated background on governing-document questions; it is not a current-law checklist.
Georgia Secretary of State HOA FAQ — provides official information about the new state oversight framework and implementation.
Do not assume that disputing a charge pauses a deadline or makes payment unnecessary. Bring the complete packet to an attorney for advice about your association, the applicable law and the next step.
Have a question about your situation? Request a consultation with Arrington & Phillips.
General information, not legal advice for a specific matter.
