In Georgia, as in most states, everyone who drives a car is required to have auto insurance. If you are injured by a negligent driver, the insurance company for the negligent driver has to appoint and pay for lawyers to represent them and must pay any settlement or jury award up to the policy limits. These insurance companies will often “pull out all the stops” to reduce or avoid all together paying you on your claim. A number of insurance carriers are known in the legal community as more often than not taking a hard line “no pay” or “pay very little” position.

A motor vehicle collision can have severe consequences on your finances, employment, health and quality of life. Even minor collisions can have a serious impact on your life if you don’t have the means to cover medical treatment and out-of-pocket expenses. While an insurance company may offer to settle your claim, it will not tell you what you are actually entitled to under the law. Once you accept an insurance company settlement, you will not be able to go back later and request more money if your injuries turn out to be more serious than you and your doctor originally thought.

The value of your case will be determined by liability (who caused the accident) as well as your damages. Damages can include both economic and emotional losses such as medical bills, lost wages, pain and suffering, emotional distress, scars and any degree of permanent disability that you suffer as a result of the accident.

Arrington & Phillips, LLP is experienced in helping families deal with catastrophic injuries such as amputation, traumatic brain injury (TBI), closed head injury and spinal cord injury leading to full or partial paralysis.

If you or a loved one has suffered injury or loss by the negligence of another driver, call us now to discuss your car accident case. We will help you understand your legal rights.